Beanstox Carts at a Glance

Below is a brief description of the different carts that are available within the Beanstox app. Each cart provides a curated list of ETFs or stock tickers for each investment theme.

Investor Carts:

Power Savings:
The Power Savings cart provides a list of 5 of the largest bond ETFs with an effective duration of less than a year. These are designed for investors with short-term goals (between 1-3 years).
Tickers: SHV, MINT, BIL, NEAR, JPST

U.S. Large-Cap:
The U.S. Large-Cap cart provides a list of 10 of the largest U.S. Large-Cap ETFs.
Tickers: SPY, IVV, VOO, QQQ, VTV, IWF, IWD, VUG, VIG, XLF

All U.S. Stocks:
The All U.S. Stocks cart is composed of 3000+ U.S. listed stocks. The cart includes broad U.S. exposure from the large-cap, mid-cap, small-cap and growth stocks.
Tickers: VOO, IJH, IWM, IWO

U.S. Small-Cap:
The U.S. Small-Cap cart provides a list of 10 of the largest U.S. Small-Cap ETFs.
Tickers: IWM, IJR, VB, VBR, IWN, IWO, VBK, SCHA, IJT, IJS

U.S. Growth:
The U.S. Growth cart provides a list of 10 of the largest U.S. Growth ETFs.
Tickers: QQQ, IWF, IVE, VUG, VIG, IVW, VGT, XLK, XLY, XLI, MTUM

U.S. Value:
The U.S. Value cart provides a list of 10 of the largest U.S. Value ETFs.
Tickers: VTV, IWD, IVE, VBR, IWS, IWN, VOE, IJS, IJJ, EFV 

U.S. Dividend:
The U.S. Dividend cart provides a list of 10 of the largest U.S. Dividend ETFs.
Tickers: VIG, VYM, DVY, SDY, SCHD, HDV, DRGO, FVD, NOBL, DON

International:
The International cart provides a list of 10 of the largest International ETFs.
Tickers: VEA, EFA, VWO, IEFA, IEMG, EEM, VEU, SCHF, IXUS, VXUS

U.S. Bond:
The U.S. Bond cart provides a list of 10 of the largest U.S. Bond ETFs.
Tickers: AGG, BND, LQD, BSV, TIP, VCSH, VCIT, SHV, SHY, PFF

Industry Carts:

Technology:
The Technology cart is composed of some of the largest Technology stocks in the U.S.
Tickers: AAPL, MSFT, V, INTC, CSCO, MA, ORCL, NVDA, ADBE, IBM

Communications:
The Communications cart is composed of some of the largest Communication stocks in the U.S.
Tickers: FB, GOOGL, VZ, T, CMCSA, DIS, NFLX, CHTR, ATVI, FOXA

Consumer Discretionary:
The Consumer Discretionary cart is composed of some of the largest Consumer Discretionary stocks in the U.S.
Tickers: AMZN, HD, MCD, NKE, BKNG, SBUX, LOW, TJX, GM, TGT

Health Care:
The Health Care cart is composed of some of the largest Health Care stocks in the U.S.
Tickers: JNJ, PFE, UNH, MRK, AMGN, MDT, ABT, ABBV, LLY, TMO

Financials:
The Financials cart is composed of some of the largest Financial stocks in the U.S.
Tickers: BRK.B, JPM, BAC, WFC, C, USB, GS, AXP, CME, MS

Industrials:
The Industrials cart is composed of some of the largest Industrial stocks in the U.S.
Tickers: BA, MMM, UNP, HON, UTX, GE, UPS, LMT, CAT, CSX

Consumer Staples:
The Consumer Staples cart is composed of some of the largest Consumer Staples stocks in the U.S.
Tickers: PG, KO, PEP, WMT, PM, MO, COST, WBA, MDLZ, CL

Thematic Carts:

U.S. E-Commerce:
The U.S E-Commerce cart is composed of some of the largest U.S. E-Commerce stocks.
Tickers: FB, GOOGL, AMZN, MSFT, NFLX, ADBE, CRM, ETSY, NOW, WDAY

China E-Commerce:
The China E-Commerce cart is composed of some of the largest China E-Commerce stocks.
Tickers: BABA, WB, NTSE, SINA, JD, CTRP, MOMO, BIDU, ATHM, WUBA

Environmental, Social and Governance (ESG):
The Environmental, Social and Governance (ESG) cart is composed of stocks of companies that have exhibited socially responsible management.
Tickers: MSFT, CSCO, APPLE, MMM, GOOGL, COL, BLK, NTRS, A, NKE

Low Carbon:
The Low Carbon cart is composed of stocks of companies that are less dependent on fossil fuels.
Tickers: AAPL, MSFT, JNJ, FB, GOOGL, JPM, PFE, BAC, NESN, V

See a cart you like? Investing in a cart is easy! Follow the steps below:

1. Click on the Stock icon.
2. Click, “Themes” at the top of the screen and select a cart.
3. Select one ticker at a time, or select all tickers by clicking, “ADD ALL TO CART.”
4. Click the cart icon in the bottom right corner of the app.
5. Enter the amount that you wish to invest. NOTE: By default, the stocks or ETFs in a selected cart will be weighted equally. If you would like to change the percentage allocated to each ticker, simply click on the ticker and enter the target allocation.
6. Click “Proceed to checkout,” review your order, then click “Checkout.”

Beanstox Disclaimers
Beanstox is not a registered broker-dealer or investment advisor and does not provide personalized or individual investment advice of any kind. Beanstox does not provide or guarantee any financial, legal, tax, or accounting advice or advice regarding the suitability, profitability, or potential value of any particular investment, security, or information source. Prior to making any investment decision, it is strongly recommended that you seek outside advice from a qualified investment advisor.

Beanstox is a financial information service that provides education materials via its mobile application. The information presented in the Beanstox App and Beanstox website are not personalized recommendations or solicitations to buy, sell or hold any investment or security of any kind. Please refer to our website at www.beanstox.com to review important information, including our Terms of Use, Terms and Conditions, Risk Statement, Disclaimer of Liability and Privacy Statement.

DriveWealth Disclaimers
All brokerage services are provided by DriveWealth, LLC a registered broker-dealer and member of FINRA/SIPC. DriveWealth provides no tax, legal, or investment advice of any kind, nor does DriveWealth give advice or offer opinions with respect to the nature, potential value, or suitability of any securities transaction or investment strategy. DriveWealth acts as the clearing firm for securities transactions entered on the Beanstox mobile platform. DriveWealth is not affiliated with Kevin O’Leary or Beanstox. Kevin O’Leary is the Chairman of Beanstox. Neither Mr. O’Leary nor Beanstox participate in DriveWealth’s decision-making.

There is no minimum initial deposit required to open an investing account with DriveWealth. Expenses and Fees associated with the DriveWealth platform in conjunction with Beanstox includes either a monthly membership fee of $4.99 with a commission charge of $0.01 per share or, in the event the membership fee is not paid, a commission charge of $0.0125 per share applies, subject to a minimum of $2.99 per transaction. There are no monthly minimum fees, or required ongoing minimum account balance. For non-resident aliens, there is a one-time tax verification fee of $5.00 (representing Form W-8BEN pass-through processing cost). View a full list of our fees at http://bit.ly/DWFees

The monthly subscription charge is four dollars and ninety-nine cents (US$4.99) per month plus one cent (US$0.01) per share traded (as examples, for a Transaction of 0.90 shares, the per share traded charge is one cent (US$0.01), and for a Transaction of 1.6 shares, the per share traded charge would be two cents ($0.02), and the quarterly subscription charge is fourteen dollars and ninety-nine cents (US$14.97) every 3 months plus one cent (US$0.01) per share traded. The monthly and quarterly subscription charges may be greater or less depending on additional services offered by a DriveWealth partners as part of the subscription model offering, or based on any subsidies provided by a DriveWealth partner as part of the subscription model offering. For non-resident aliens, there is a one-time tax verification fee of $5.00 (representing Form W-8BEN pass-through processing cost). View a full list of our fees at http://bit.ly/DWFees

This communication is not an offer or solicitation to purchase or sell securities. Investing in securities carries risk, including the loss of principal. Past performance is not indicative of future returns, which may vary. Online trading has inherent risk due to system response and access times that may be affected by various factors, including but not limited to market conditions and system performance. An investor should understand such facts before trading. The risks associated with investing in international securities, including US-listed ADRs and ETFs that contain non-US securities include, among others, country/political risk relating to the government in the home country; exchange rate risk if the country’s currency is devalued; and inflationary/purchasing power risks if the currency of the home country becomes less valuable as the general level of prices for goods and services rises. Before investing in an ETF, an investor should consider the investment objectives, risks, charges, and expense of the investment company carefully. ETF prospectuses are accessible within the mobile application via a link under each company’s “Description.”

A fractional share is a share of equity ownership that is less than one full share. Fractional share investing has certain limitations and restrictions that investors should understand prior to purchasing fractional shares: ownership of less than one full share does not give the fractional share owner the right to vote on company matters; fractional shares are non-transferrable, meaning they cannot be transferred to another brokerage firm; and fractional share orders will be accepted as market orders only. For more information and details on fractional shares, and any associated limitations or restrictions please visit: https://drivewealth.com/fractional-shares-disclosure.